Details of cover

The table below details the benefits available and shows which are mandatory and which are optional. We also recommend you read our terms and conditions for full details of all the benefits and limitations of the policy.

Pays up to the sum insured (or market value if less) following loss by death or euthanasia or by theft or straying, plus up to £300 towards the cost of advertising or reward following theft or straying.

Access to professional legal advice on any personal matter, 24 hours a day, 7 days a week.

Pays up to the maximum benefit towards legal costs and compensation in the event that you are found legally responsible for an accident, injury or death to a third party or damage to their property. The first £250 of claims for the property damage is payable by the policyholder.

Pays your horse's current value in the event that an injury or illness permanently prevents the insured horse participating in any of one of its insured activities. This cover is available for horses aged 2 to 16 years, with a sum insured of £2,000 or over and those in Activity Group 3 or higher.

Pays towards the cost of disposal following death or euthanasia, provided there is a valid claim under the death benefit.

Pays towards the cost of repair or replacement of stolen, damaged or destroyed saddlery and tack. The first £100 of each claim is payable by the policyholder.

Pays for the cost of repair to your trailer or horse-drawn vehicle, or up to the sum insured (or market value if less), if it is lost, stolen or destroyed, or if the cost of repair is more than it was worth before it was damaged. The first £100 of each claim is payable by the policyholder.

Pays up to the maximum benefit following death or permanent diability to the rider or handler of the insured horse. This also covers £1,000 towards dental treatment for the rider or handler. Both options cover death and permanent total disability. See terms and conditions for full details.