When you apply for horse insurance you will be asked to sign or agree a declaration confirming that you have disclosed any information that may affect the application. This includes information on your horse’s state of health and previous veterinary history.
Veterinary Requirements
Eligibility
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| About your horse | Plan available |
| Horses aged between 30 days and 19 years old inclusive | Horse insurance. Provides cover for injuries and illness up to the age of 25* |
| Horses ages 20 or over when cover is first taken out | Veteren plan. Provides cover for injuries only |
- If a Horse Insurance policy is taken out before your horse turns 20 years old we can continue to provide cover for injuries and illness until they turn 25*.
- Online maximum sum insured value is £10,000. Please contact our equine team on 0330 102 1658 for a quote if you have a horse with a value higher than £10,000. We will insure horses with a value of up to £40,000.
*provided you renew your policy each year
Additional information requirements
- When you apply for a Horse Insurance or Veteran Plan policy we may request additional information from you depending on the cover that you require
- We don't always require additional information in order to set up an insurance policy
- If we do require additional information from you - you’ll need to send this to us within 14 days of your cover starting, otherwise your cover will be cancelled.
If you have ever had your horse vetted, we ask to see a copy of the veterinary certificate.
If a vetting is a requirement, this must be no more than 30 days old when your cover starts.
If you haven’t already had our requirement done within our timescale, you’ll have 14 days from the date your cover starts to get this done and sent to us.
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| About your horse | What we will ask you to provide |
| Market value of up to £5,000 with no Permanent Loss of Use cover | No additional requirements |
| Foal aged between 30 days and 1 year old | Veterinary history confirming foal seen by a vet within 30 days before cover started. |
| Market value of £5,001 up to £10,000 with no Permanent Loss of Use cover | 2 stage vetting (mortality certificate) |
| Market value of £10,001 up to £40,000 with no Permanent Loss of Use of cover | 2 stage vetting (mortality certificate) |
| Market value of £2,501 up to £10,000 with Permanent Loss of Use cover | 5 stage vetting |
| Market value of £10,001 up to £40,000 with Permanent Loss of Use cover |
5 stage vetting
X-rays of front teeth, fetlocks and hocks X-ray views |
X-Ray views
For £10,000.00 or over with Permanent Loss Of Use cover
Dorso –Palmer and latero- medial views of front feet, pasterns and fetlock. This should include:
- Dorsoproximal – palmarodistal oblique (dpr- padio) of pedal bone.
- Dpr- Padio view of navicular bones.
- Lateromedial views of pedal and navicular bones
- Dorso- palmer views of pasterns and fetlocks.
- Latero- medial views of pasterns and fetlocks
Hind legs:
Dorso- pianter and latero- medial and oblique views of both hocks.
- Dorso- plantar views of both hocks
- Latero- medial views of both hocks
- Dorsolateral – plantaromedial oblique view of both hocks.
Please ensure that the front shoes are removed prior to x-rays being take of the feet. X-rays must be no more than 90 days old when your cover starts.
X-rays must be no more than 90 days old when your cover starts.
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Petplan Equine is a trading name of Pet Plan Limited (Registered in England and Wales with company number 1282939) and Allianz Insurance plc (Registered in England and Wales with company number 84638). Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority reference number 121849. Registered address: 15 Bishopsgate, London, EC2N 3AR