Horse Insurance

When you apply for horse insurance you will be asked to sign or agree a declaration confirming that you have disclosed any information that may affect the application. This includes information on your horse's state of health and previous veterinary history.

Our minimum veterinary requirements are:

Sight of any veterinary certificate you hold relating to the proposed animal

In addition to this we require the following certificates that must be no more than 30 days old at the date of application:

A Mortality certificate:

• For foals aged between 30 days and 1 year.
• For any horse insured for more than £5,000
  (without Permanent Loss of Use)

A 5-stage / Pre-purchase veterinary certificate:

• For any horse insured for more than £2,500 where Permanent Loss of Use cover is required.

Xrays of the front feet and fetlocks and hocks (a full list of views required will be provided):

• For any horse insured for more than £10,000 where Permanent Loss of Use cover is required.