Horse Insurance
Details of Cover
Policy Summary and Terms and Conditions
Basic cover is mandatory – you may then select from the list of optional benefits:
| Basic Cover | We will pay up to |
|---|---|
Death and Loss by Theft or StrayingPays up to the sum insured (or market value if less) following loss by death or euthanasia following an injury or by theft or straying. |
£1,500 |
Third Party LiabilityPays up to the maximum benefit towards legal costs and compensation in the event that you are found legally liable for an accident, injury or death to a third party or damage to their property involving the insured horse. The first £100 of claims for property damage is payable by the policyholder |
£1 million (options available) |
Personal Accident and Dental (Standard)Pays up to the maximum benefit following death or permanent disability to the rider or handler of the insured horse. This also covers up to £1000 towards dental treatment for the rider or handler |
£10,000 £1,000 |
| Optional Cover | We will pay up to |
DisposalPays towards the cost of disposal following death or euthanasia of the insured animal |
£200 |
Saddlery and TackPays towards the cost of repair or replacement of lost or damaged saddlery and tack. The first £100 of each claim is payable by the policyholder |
£1,000 or sum insured if greater |
Vet's feesPays towards the cost of treatment for injury including complementary treatment as recommended by the attending vet. The first £135 of each unrelated claim is payable by the policyholder |
£1,000 |
Personal Accident and Dental (Superior)As Standard plus cover for temporary disability and hospital benefit |
£20,000 £1,000 |
Trailer/Horse-drawn vehiclePays for the cost of repair to your trailer or horse-drawn vehicle, or up to the sum insured (or market value if less) if it is lost, stolen, or destroyed, or the cost of repair is more than it was worth before it was damaged. The first £100 of each claim is payable by the policyholder |
Sum insured |
- Horse Insurance
- Veteran Plan
- Details of cover
- Terms and Conditions
- How to apply
- Rider Plan
