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Press room

2010 press releases

Posted: 10/04/10

INSURANCE IMPLICATIONS OF BEING AT A SHOW

The showing season is now well underway and many of you will be enjoying success in the show ring. You know how important it is to be prepared and leave nothing to chance and that includes making sure that you have cover in the event of an accident resulting in injury to you, your horse or that of another competitor. Alison Andrew, Marketing Manager of leading specialist equine insurance provider, Petplan Equine provides some thoughts on what to bear in mind to ensure you don’t lose out financially.

While the main focus is always on producing your best performance it should also be remembered that accidents can happen and so it is important to ensure that you have a comprehensive and up-to-date insurance policy. This is not just to safeguard against the costs involved if your horse or pony is injured but also to cover you in the event of your horse causing injury or damage to a third party, for which third party liability insurance is particularly important as such claims can run to hundreds of thousands of pounds.

Horse shows create a very different environment to riding at home and even well mannered horses can behave quite differently when surrounded by other horses and unfamiliar sights and sounds. These factors can increase the risk of your horse injuring itself or being kicked by another horse and so cover for vets’ fees is vital.

As a rider you are also more vulnerable to injury at competitions and so you should ensure that your policy includes personal accident cover. If you are riding a horse that does not belong to you and has not been insured by its owner then it is important you take out a rider policy, which will cover the cost of any injuries you may sustain.

Some horses travel better than others but even if your horse is quiet in a horsebox or trailer there is always the possibility of being involved in an accident on your way to or from the show. It is important to check that your equine insurance policy will pay out for repairs to your horsebox or trailer and vets’ fees in case you are involved in a road traffic accident and your horse is injured as a result.

It is a sad fact that horse shows also attract thieves so be sure to lock your valuable equipment away out of sight when you are away from the horsebox or trailer. Make sure that your policy covers theft as most insurers will also pay the cost of repair to damaged equipment. To recoup the full value of any items stolen you will need a receipt to prove their value otherwise you may only receive a set amount of compensation.

Showing should be fun and ensuring that you are adequately covered in the event of accident, injury or theft will give you the peace of mind to concentrate on producing your best performance.

To find out more about Petplan Equine insurance visit www.petplanequine.co.uk or call 0330 102 1658.

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For more information please contact the Petplan press office on:

Name Telephone Email
Tolu Akisanya 0208 580 8194 tolu.akisanya@allianz.co.uk
Carl Stephens 0208 707 8335 carl.stephens@allianz.co.uk

Petplan Equine is the UK's leading horse insurance provider offering a wide variety of flexible horse insurance and rider insurance policies which cater for all levels of experience.

Established more than 20 years ago, Petplan Equine is part of Allianz Insurance, one of the largest general insurers in the world.

For more information about a Petplan Equine horse insurance policy, please visit:
petplanequine.co.uk/insurance/quote.asp