Veteran Plan
Details of Cover
The table below details the benefits available and shows which are mandatory and which are optional. For further information about each benefit click the icon
in the table. We also recommend you read our terms and conditions for full details of all the benefits and limitations of the policy.
| Summary | This policy offers value-for-money cover for the older horse and pony. Cover is limited to injury only. |
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| Age limits at policy inception | 20 to 40 years inclusive |
| Maximum sum insured | £1,500 |
| Policy Benefits | Unless otherwise indicated, the figures shown are the maximum amounts that may be paid in each policy year. |
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| Inclusive Cover | |
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Death from Injury and Loss by Theft or Straying
Death from Injury and Loss by Theft or StrayingPays up to the sum insured (or market value if less) following loss by death or euthanasia due to injury, or by theft or straying, plus up to £300 towards the cost of advertising or reward following theft or straying. |
£1,500 |
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Third Party Liability
Third Party LiabilityPays up to the maximum benefit towards legal costs and compensation in the event that you are found legally responsible for an accident, injury or death to a third party or damage to their property. The first £100 of claims for property damage is payable by the policyholder. |
£1 million or £3 million or £5 million per incident |
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Personal Accident & Dental (Standard)
Personal Accident & Dental (Standard)Pays up to the maximum benefit following death or permanent disability to the rider or handler of the insured horse. This also covers up to £1,000 towards dental treatment for the rider or handler. See terms and conditions for full details. |
£10,000 (Personal Accident) £1,000 (Dental) |
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Free Legal Helpline
Free Legal HelplineAccess to professional legal advice on any personal matter, 24 hours a day, 7 days a week. |
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| Optional Cover | |
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Injury only Veterinary Fees
Injury only Veterinary FeesPays towards the cost of diagnostic investigation and treatment for injury, including complementary treatment, as recommended by the attending vet. The first £135 of each unrelated claim is payable by the policyholder. |
£2,500 per condition for 12 months |
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Disposal following death from injury
Disposal following death from injuryPays towards the cost of disposal following death or euthanasia, provided the condition that caused the horse's death would be covered within the vet fees benefit. |
£400 (following death or euthanasia due to injury only) |
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Personal Accident & Dental (Superior)
Personal Accident & Dental (Superior)Pays up to the maximum benefit following death or permanent disability to the rider or handler of the insured horse. Cover includes temporary total disability and hospital benefit plus up to £1,000 towards the cost of dental treatment for the rider or handler. See terms & conditions for full details. |
£20,000 (Personal Accident) £1,000 (Dental) |
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Saddlery and Tack
Saddlery and TackPays towards the cost of repair or replacement of lost or damaged saddlery and tack. The first £100 of each claim is payable by the policyholder. |
£1,000 or sum insured if greater |
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Trailers and Horse-drawn Vehicles
Trailers and Horse-drawn VehiclesPays for the cost of repair to your trailer or horse-drawn vehicle, or up to the sum insured (or market value if less), if it is lost, stolen or destroyed, or if the cost of repair is more than it was worth before it was damaged. The first £100 of each claim is payable by the policyholder. |
Sum insured Also includes £1,000,000 Third Party Liability cover for incidents involving your horse trailer and horse-drawn vehicle |
