When should you retire your horse?

Retirement is one of those words that fills horse owners with mixed emotions.

For some, it means giving a beloved equine partner the peaceful, well-earned rest they deserve.

For others, it’s a difficult decision made when health or behavioural changes make ridden work unsafe. Understanding what retirement means, and recognising the right time to make that decision, is key to ensuring your horse’s long-term welfare and happiness.

Knowing when to retire a horse isn’t an exact science – it’s about compassion, observation and thoughtful planning. Whether through full or semi-retirement, the aim is always the same: to ensure your horse enjoys a dignified, healthy and contented life beyond ridden work.

With the right care, many retired horses continue to thrive well into their golden years.

What does it mean to retire a horse?

When people ask, ‘What does it mean to retire a horse?’ the answer is rarely the same for everyone. For some, it means full retirement – shoes off and quiet days in the field with companions. For others, it might involve semi-retirement, where the horse still enjoys light hacking, in-hand work or gentle exercise without the physical demands of schooling, jumping or competition.

Retirement doesn’t have to mean doing nothing. The goal is to adapt the workload, so your horse stays physically comfortable, mentally sharp and emotionally settled.

When should you retire a horse?

When it comes to the question ‘What age should a horse retire?’, the answer depends on the individual, not just the number.

Some horses compete well into their twenties, while others need to step back earlier due to injury or chronic conditions. While the average age to retire leisure horses in the UK tends to fall between 18 and 25, what matters most is your horse’s overall health, attitude and comfort.

Common signs it may be time to consider retirement include:

• Lameness or ongoing soundness issues that don’t improve with rest or treatment.

• Arthritis or stiffness making ridden work uncomfortable.

• Dental problems affecting weight or bit comfort.

• Deteriorating vision or hearing.

• Reduced performance or willingness, particularly if linked to pain or fatigue.

• Chronic conditions such as Cushing’s disease or severe respiratory disease.

• Behavioural changes, such as resistance, anxiety or loss of confidence under saddle.

Even with the best care, age affects joints, muscle tone and digestion. The goal isn’t to push on until your horse can no longer cope, but to recognise early signs and adapt before their quality of life declines.

Subtle discomfort can often appear as napping, sourness or resistance in work, but if unsure, seek guidance from your vet or equine physio.

Planning a quality retirement

Retirement should be more than simply ‘turning away’ a horse – it’s about creating a lifestyle that supports ongoing health and happiness.

Nutrition and diet

Older horses can struggle to keep weight on, particularly if their teeth are worn. High-fibre feeds, soaked mashes and veteran formulations can help. Regular weigh-taping and adjusting feed through the seasons keeps things on track. Missing teeth or dental issues can make chewing difficult and may lead to pain or weight loss, so regular vet and dental checks are crucial to catch problems early.

Regular veterinary care

Keep up with vaccinations, dental care and worming. Routine health assessments help identify issues such as laminitis, Cushing’s or arthritis before they worsen. Eye problems like cataracts can also affect older horses, making them more anxious or reluctant to move, so changes in vision should always be monitored.

Having reliable veteran horse insurance can provide peace of mind during your horse’s retirement years, helping you manage ongoing vet costs and unexpected treatment needs.

Hoof care

Even if no longer ridden, regular trimming every six to eight weeks is vital to maintain comfort and balance. Feeding a hoof supplement may also be an option if horn quality is poor or inconsistent.

Companionship and enrichment

Horses are herd animals, and social interaction is essential for their wellbeing. Provide safe turnout, adequate shelter, company and mental stimulation through environmental enrichment.

If turned out with younger horses, keep an eye on the pecking order and ensure the others are still letting the older horse access feed and water. Always introduce new companions gradually to minimise injury.

Accommodation and comfort

Whether kept at home or on retirement livery, turnout should suit your horse’s mobility and needs. Older horses may find large or steep fields difficult to navigate, so smaller paddocks can make resources easier to access.

Ageing horses are also less able to regulate body temperature. They may need different rugging, constant access to forage for warmth and shelter from extreme weather. Regular daily checks for heat, swelling, weight change or stiffness can prevent problems from sneaking up.

Semi-retirement

Not all horses need to stop work completely. Some thrive on light activity that keeps joints mobile and minds engaged.

Gentle hacking, in-hand walking or groundwork can maintain fitness and connection. If your horse enjoys interaction and movement, semi-retirement can be an ideal middle ground. The trick is to stay flexible and listen: some days they’ll feel keen, others they’ll tell you they’ve had enough.

How much does it cost to retire a horse?

The cost of retiring a horse usually depends on factors such as location, level of care, and your horse’s individual needs.

It’s important to remember that retirement is a long-term commitment. A healthy older horse may live happily for another decade or more, so factor in the ongoing costs of feed, farrier, vet and livery.

When it’s time to say goodbye

One of the hardest but kindest responsibilities of horse ownership is recognising when quality of life has declined beyond recovery. Chronic pain, difficulty standing or lying down, severe weight loss or disinterest in surroundings may signal it’s time to consider humane end-of-life care. If you become concerned about your horse's health or welfare, you should always talk to your vet who will be able to offer advice on any potential treatments or discuss the option of euthanasia.

Making this decision with compassion and professional guidance ensures dignity and prevents unnecessary suffering. It’s important to prioritise comfort and quality of life over prolonging life for emotional reasons.

Questions to ask yourself:

• Eating and drinking: Is your horse still able to take in enough food and water?

• Movement: Are they active and comfortable, or stiff and struggling?

• Social interaction: Do they still engage with their equine companions and with you?

• Body condition: Are they maintaining weight and muscle tone?

• General behaviour: Do they still seem to enjoy life, or are they withdrawn or dull?

When the answer to several of these is ‘no’, it may be time to make the final act of kindness. Talking to your vet, instructor or yard owner can help you make that decision with love and support. And remember, ‘better a day too early than a day too late’.

For emotional support and advice regarding the loss of a horse, you can contact the Blue Cross directly on the Blue Cross Pet Bereavement Helpline.